What is a payday advance?
A payday advance is a small short term loan which is repayable on your next payday.
How much can I borrow?
The amount you can borrow depends on your personal circumstances but we lend from £80 up to £750. Money is sent into your account the same day!
How do I repay my loan?
Easy! We take the agreed repayment from your debit card on your next payday, there is nothing else for you to do.
Do you run credit/score checks?
No, we are not interested in your past credit, we are only interested in your current ability to repay your loan and other financial commitments on your next payday.
Can I rollover my loan until my next payday?
Yes – although after deferring the payday loan twice we will ask you to start reducing the balance. This will incur new charges for every month the loan is due, but still at our fixed rate, there are no additional charges.
Do I need a cheque guarantee card?
No, but we do ask that you hold a valid debit card for the bank account where your wage gets paid in.
How soon will I receive my money?
Most people can have their cash the same day they apply!